Tips For Buying A Home In A Booming Market

Presented By Classic Brands

(Columbus) — The path to homeownership can be challenging for Ohioans, especially if they don’t know where to start. The Ohio Department of Commerce and the Ohio Housing Finance Agency can help with resources to guide Ohioans through their homeownership journey, and with a heated housing market, it’s essential to be prepared. 

“June is National Homeownership Month, and we know there are many Ohioans searching for their first home or a new home,” said Sherry Maxfield, director of the Department of Commerce and board chair of the Ohio Housing Finance Agency (OHFA). “Commerce and OHFA have resources to help, such as down payment assistance and a public registry of licensed real estate professionals. Together we are working to lessen the stress of the home buying process for Ohioans.” 

The Ohio Department of Commerce, Division of Real Estate offers resources for homebuyers and sellers including a homebuyer’s guide, and information about the home inspector program that launched in 2019. 

Homebuyers and homeowners should strongly consider inspecting a home for hazardous materials including radon, lead, toxic mold, and asbestos. The Division offers more information about these materials in the property disclosure form. In addition, the Department’s Manufactured Homes Program offers information to address tenant-landlord disputes. 

OHFA offers down payment assistance, career-related interest rate discounts, and other loan products to make buying a home more affordable. Ohioans can visit www.myohiohome.org for more information on the programs and find a participating lender in their area.

Here are five tips for Ohioans starting their home buying journey:

Establish a budget and save money. Having a monthly budget will help you identify your expenses and how much you can afford for a mortgage payment. The general rule of thumb is that you can reasonably afford a home that costs about 2 ½ times your annual salary.  

Avoid major purchases and unnecessary spending.  Keep in mind that once you decide to buy a home you should avoid making any major purchases until after closing is complete. Purchases such as buying a car or furniture or missing a bill payment could cause a pre-approved loan to be denied.

Work with a licensed real estate agent.  Having an expert guide you through the process of buying your new home can reduce some of the stress associated with being a first-time homebuyer. Interview several real estate agents to find the one who will best represent your needs. If you have questions about an agent or how to locate one, contact the Ohio Department of Commerce’s Division of Real Estate and Professional Licensing.

Receive pre-approval for a loan.  Working with a reputable lender can make the home buying process much easier. OHFA has a network of lenders around the state that are ready to meet with you to discuss mortgage options. 

Find a participating lender near you. Once you obtain pre-approval from a lender, you will have a better understanding of how much you can spend when purchasing a home.

Kenworth Truck Parade To Light Up Downtown Chillicothe

Presented By Rathkamp Financial

The Kenworth Class 8 Heavy Duty Truck Assembly Plant in Chillicothe, Ohio is hosting its first Kenworth Truck Parade on June 18, 2022.

The parade will start at approximately 8:45pm as Kenworth will be exhibiting over 50 new, classic, and customized Kenworth semi trucks, most originally built at the Kenworth Truck Manufacturing Plant in Chillicothe, Ohio.

Invited professional drivers from all over the US and Canada will be participating with their beautiful Kenworth trucks. The parade will traverse through the streets of downtown Chillicothe.

Proceeds from the event benefit United Way of Ross County.

Litter Media’s Mike Smith and local businessman Chris Scott will serve as the parade emcees, as Litter Media’s Dan Ramey will be behind the cameras videoing the parade.

Tickets On Sale for 50th Season of “Tecumseh!” & Many Other 2022 Sugarloaf Mountain Events

Presented By Advanced Services Heating & Cooling

TECUMSEH! Returns for it’s 50th year in 2022 and tickets are on sale now for all shows, June 16-Sept 4.  Scioto Society CEO Brandon Smith says- “Shows regularly sold out last year, so make your plans now!” 

TECUMSEH TICKETS

The outdoor drama isn’t the only thing happening this year at Sugarloaf Mountain Amphitheatre. “Southern Ohio Axe throwing returns this summer, with a new setup, and all the old familiar fun!  Book your tickets in advance for this unique family experience!  Throwing is available from 5pm until showtime every day”, according to Smith.

Backstage tours are offered every day at 3:45, 4:30 and 5:15.  Get a behind the scenes look at how the magic is made on our stage, get to meet the actors, and see our weaponry demonstrated.  A great option for those with kids.

Smith says the Movies on the Mountain series returns as well.  
“The Ross Chillicothe Convention and Visitors Bureau and The Scioto Society Present: Movies on the Mountain! Our brand new state of the art projector combines with the largest movie screen in Ross County for six beautiful evenings of outdoor movie magic! Tickets are limited, so buy them in advance to secure your spot! Refreshments will be available throughout the evening.”

The schedule of movies for 2022 are:
July 17-  The Blair Witch Project
July 24- Creepshow
July 31- Friday the 13th
August 14- Cabin in the Woods 

Buy the full package here and save $7!  All movies start at 9:00 pm, so it’s dark enough to see the screen.

If bluegrass is your thing, Scioto Society has that covered too with the 2022 Boomin’ Bluegrass Festival featuring: The Steep Canyon Rangers.

“We’ll kick the evening off at 5:30 with Logan Halstead, Jerry Salley will entertain you with stories of his songs and more beginning at 6:15, Cincinnati Ohio natives Buffalo Wabs & The Price Hill Hustle will heat it up at 7:15 and then Grammy winners The Steep Canyon Rangers will close the evening out at 8:30!  Several crafters from around Southern Ohio will be on hand through the evening and snacks and drinks will be available all night.  Doors open at 5pm.”

BOOMIN BLUEGRASS FESTIVAL TICKETS